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Creation science
Creation science, also known as scientific creationism, is a young-earth creationist movement presenting the Genesis account, a recent creation, and a global Noachian flood as scientifically supportable positions.
Creationism
Creationism: belief that the universe and life were divinely created; in its narrow sense, literal Genesis-based rejection of evolution, spanning young-earth, old-earth, and theistic-evolution views, distinct from intelligent design.
Creative Biosciences (康立明生物)
Creative Biosciences (康立明生物) is a Guangzhou-based cancer early-screening diagnostics company founded in 2015 by Zou Hongzhi, known for the stool-DNA colorectal cancer test 长安心 and a sputum-based lung cancer kit.
Creative Commons
Creative Commons (CC): global nonprofit founded 2001 by Lawrence Lessig, Hal Abelson, and Eric Eldred; publishes the free CC copyright licenses (BY, NC, ND, SA elements, six combinations, version 4.0 since 2013), CC0, and Public Domain Mark, used on billions of works.
Creative Commons license
Creative Commons licenses are six standardized public copyright licenses (CC BY through CC BY-NC-ND) published since 2002 by the nonprofit Creative Commons, current version 4.0 (2013), granting advance reuse permission under attribution, share-alike, no-derivatives, or noncommercial conditions.
Creative destruction
Creative destruction is the economic process, named by Joseph Schumpeter in 1942, in which innovation destroys old products, firms, and jobs while creating new ones, driving growth.
Creative industries
Creative industries are industries whose origins lie in individual creativity, skill, and talent, generating wealth and jobs by exploiting intellectual property, per the UK government's 2001 Mapping Document.
Creativity
Creativity is the ability to produce ideas that are both novel and useful. Distinguished by divergent and convergent thinking, TTCT and RAT measurement, default mode and executive control network interactions, and mixed findings on generative AI's impact on human ideation.
Creativity techniques
Creativity techniques, also called ideation methods such as brainstorming, brainwriting, SCAMPER, and CPS, are structured methods for generating and evaluating ideas; about 120 are documented, though training effects shrink after publication-bias correction.
Creator deity
Creator deity: a god credited with bringing the world into being, ranging from the creatio ex nihilo God of theism and Plato's Demiurge to procreator figures like Nüwa; traditions vary in whether creation is ex nihilo, generative, or absent.
Creator Economy Caucus
Creator Economy Caucus (Congressional Creators Caucus), bipartisan US House caucus launched June 2025 by Reps. Clarke and Van Duyne with MatPat; Senate counterpart by Booker and Kennedy in 2026; supports creator tax, AI, and likeness issues.
Cred
Cred is a members-only Indian fintech company founded in 2018 by Kunal Shah, whose app lets creditworthy members pay credit card bills and make UPI payments.
CredAvenue
CredAvenue was an Indian enterprise debt marketplace in Chennai founded by Gaurav Kumar, connecting corporate borrowers with lenders; it rebranded as Yubi in June 2022.
Credential
Credential: documentation confirming a learner's qualifications issued by a trusted authority; covers degrees, certificates, licenses, badges, and micro-credentials, and relates to credential inflation, stackability, and labor market value.
Credgenics
Credgenics, legally Analog Legalhub Tech Solutions, is an India-based SaaS debt collections and resolution company founded in New Delhi in 2018, serving banks and NBFCs.
Credibility
Credibility, or source credibility, is perceived believability of an information source, defined by Hovland and Weiss (1951) through expertise and trustworthiness, later extended with attractiveness by Ohanian; it drives persuasion, health messaging, reviews, and misinformation research.
Credibility gap
Credibility gap: the public's perception that official statements diverge from facts. Originated in Vietnam War coverage (Jack Raymond, New York Times, 1966; Melvin Laird), later tied to political trust, media credibility, and trustworthiness research.
Credicorp
Credicorp is a Bermuda-incorporated financial holding company, listed in Lima and New York, whose main subsidiary is Banco de Crédito del Perú, Peru's largest bank by loans and deposits.
Credit
Credit is the right to defer payment of a debt, as defined in the Federal Reserve's Regulation Z; a lender extends it, and the borrower's obligation is debt.
Crédit Agricole
Crédit Agricole, also known as Crédit Agricole Group, is a French cooperative banking group with 55 million customers, 8,065 branches, and operations in 46 countries.
Credit analysis
Credit analysis is the process of evaluating whether a borrower is willing and able to repay a debt, judging creditworthiness with financial ratios and cash flow analysis.
Credit bureau
A credit bureau, also called a credit reference agency, is a company that collects borrowing data on consumers and sells credit reports and scores to lenders.
Credit card
A credit card is a payment card that gives its holder a revolving line of credit, letting the holder buy up to an approved limit and repay over time.
Credit card fraud
Credit card fraud is the unauthorized use of a card or its account data, spanning counterfeit cards, lost or stolen cards, and remote card-not-present misuse. Global losses reached $33.83 billion in 2023, with EMV chips curbing counterfeit fraud and shifting losses to remote channels.
Credit crunch
A credit crunch is a sharp, supply-driven tightening of credit availability, in which banks restrict lending beyond what falling demand or deteriorating borrowers alone would explain, as in the 2007-09 crisis.
Credit cycle
The credit cycle is the recurring expansion and contraction of credit availability and leverage in an economy, with financial cycles averaging around 16 years and peaks where banking crises cluster.
Credit default swap
A credit default swap (CDS) is a derivative contract in which a protection buyer pays a spread and the seller pays cash settlement if a credit event occurs.
Credit default swap index
A credit default swap index is a standardized credit derivative bundling a fixed list of single-name CDS into one contract, traded as the CDX and iTraxx families.
Credit Derivatives Determinations Committee
The Credit Derivatives Determinations Committees are five regional panels sponsored by ISDA that decide by binding vote whether a credit event has occurred on a referenced entity.
Credit event
A credit event is a contractually defined occurrence, such as bankruptcy, failure to pay, or restructuring, that triggers payments under credit default swaps, as determined by ISDA Determinations Committees.